Our Services

We custom build financial programs. This is because no two persons have the same resources or needs. Insurance is a tool for financial security, but the tools are only as good as the skill of the builder.

We help you put together a comprehensive financial program through a step-by-step process that identifies your goals, work out the best instruments to meet those goals, execute them, and continue to monitor them.  

Examples of the insurance tools we use are:

For Individuals

  •  Accumulation Strategies for college funding, 
    •  for retirement, 
    •  for estate planning
  •  Health Insurance
    •  for Individuals and Families
  •  Life Insurance
    •  for protecting your family's needs
    •  for final expenses
  •  Disability Insurance 
    •  for protecting your income 
  •  Retirement Income
    •  for Income you cannot out live
  •  Long Term Care 
    •  for protecting your assets
  •  Estate Planning
    •  for efficient wealth transfer

Business and Professional Insurance

  •  Group Insurance for Health, Life, and Disability.
  •  Buy-Sell Agreements and Funding
  •  Key Person Buy Out
  •  Business Overhead Expense Reimbursement Plans
  •  Qualified Pension Plans
  •  401(K) Profit Sharing Plans
  •  Simplified Employee Pension